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Lending | Auto Loans

Transtar FCU auto loans can be used to purchase a new or used vehicle.

  • When purchasing a new vehicle, TFCU will finance 100% of the purchase price, plus tax, title and license. A copy of the dealer's purchase order or invoice is required.
  • On a used vehicle purchase, the credit union will loan up to 100% of the retail value quoted in the NADA used car guide, plus tax, title and license.
  • If a member owns a vehicle free and clear of any liens, they can use the title as collateral to secure a new loan. This is a great way to get a loan for those personal needs at a lower rate than an unsecured loan.
  • There is no prepayment penalty if a member wants to pay off the loan early.

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