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Lending | Certificate Secured

A Certificate Secured Loan is 100% secured by the borrower's certificate of deposit with Transtar FCU. The rate is the certificate's rate plus 3% with a maximum term of 60 months or term of certificate, whichever is less.

You can also choose to have this loan set up as a single payment loan which qualifies you to borrow up to 90% of the value of the certificate. The maximum term is 12 months or the term of certificate, whichever is shorter.

Click here to apply for your Certificate Secured loan today.

Don't hesitate to contact us online, give us a call at 832.201.0190 or stop by one of our branch locations for more information.

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