Savings


Savings Account

Transtar offers competitive rates on all types of Savings Accounts. Save for short term or long term needs. Dividends are compounded daily and paid monthly on a day-of-deposit to day-of-withdrawal basis.


Star Kids Club

Star Kids Club

Set your children or grandchildren on the path to financial fitness by opening a Star Kids Savings Account. This account, designed just for children 12 and under, helps them learn the value of saving money at an early age.  It only takes $5.00 to open and parents can make regular deposits through automatic transfer, payroll deduction or direct deposit.  Each child will receive a personalized membership card and exclusive invitations to Star Kids events.  A Star Kids Account is a great introduction to managing their financial future, open one today!


Christmas Club

Get a head start on holiday spending with a Christmas Club account. Make regular deposits through payroll deduction and you'll have the funds to make your holiday season more enjoyable. Open with just $5.00 and additional deposits can be made through payroll deduction, by mail, in person, by transfer through our audio phone system (TAPS), or by transfer online.

Dividends are compounded daily and paid monthly, day-of-deposit to day-of-withdrawal. Early withdrawals are assessed a $5.00 handling charge. The entire balance of the Christmas Club Account will be paid to you on or after Nov. 1 and the account will remain open.


Certificates

Choose from 182 days up to five years, whatever suits your investment needs. Open with just $1,000.00 and earn competitive market rates that are guaranteed.

Dividends are compounded daily and paid monthly on a day-of-deposit to day-of-withdrawal basis. Dividends can be withdrawn monthly without penalty.


IRAs

Individual Retirement Accounts (IRAs) are a great way to save for your retirement. In many cases, your contributions may even be tax-deductible, just check with your tax advisor. Open with just $5.00 and begin saving for your golden years. IRA certificates are also available in terms of 182 days to five years and can be opened with just $1,000.00.

Dividends are compounded daily and paid monthly on a day-of-deposit to day-of-withdrawal basis.